Question 1

How do I verify if a property is RERA registered?

Accepted Answer

You can verify RERA registration on the MahaRERA website (maharera.maharashtra.gov.in). Enter the RERA registration number of the project and you'll get complete details including the developer, project timeline, and compliance status. At Crystal Estates, every property we list comes with verified RERA documentation.

Question 2

What is NA conversion and why does it matter?

Accepted Answer

NA (Non-Agricultural) conversion is the process of converting agricultural land to non-agricultural use for residential or commercial development. Without NA conversion, you cannot legally build on agricultural land. Always ensure the land has valid NA sanction before purchasing. Crystal Estates verifies NA status for all applicable properties.

Question 3

How do I check the 7/12 extract of a property?

Accepted Answer

The 7/12 extract (Satbara Utara) is a land ownership document in Maharashtra. You can check it online through the Maharashtra Bhulekh portal (bhulekh.mahabhumi.gov.in). It shows the owner's name, survey number, area, and crop details. We provide verified 7/12 extracts for all land properties.

Question 4

What is the stamp duty in Maharashtra?

Accepted Answer

Stamp duty in Maharashtra varies by location. In Mumbai and MMR (Thane, Navi Mumbai), it is 6% for men and 5% for women (5% stamp duty + 1% metro cess). In Pune municipal areas, it is 7% (5% stamp duty + 1% LBT + 1% metro cess). Registration charges are 1% of the property value (capped at ₹30,000). We provide detailed cost breakdowns for every property across all our locations.

Question 5

Do you help with home loans?

Accepted Answer

Yes! Crystal Estates has tie-ups with leading banks including SBI, HDFC, ICICI, and Axis Bank. We assist with the entire home loan process — from documentation to application to disbursement. Our team helps you compare interest rates and choose the best option for your budget.

Question 6

Can I buy property from abroad (NRI)?

Accepted Answer

Absolutely. NRIs can purchase residential and commercial properties in India under FEMA regulations. Crystal Estates specializes in NRI transactions. We handle everything remotely — property selection, title verification, documentation, Power of Attorney assistance, and registration. Many of our NRI clients have successfully purchased properties without visiting India.

Question 7

What documents do I need to buy a plot?

Accepted Answer

Key documents include: Aadhaar Card, PAN Card, address proof, passport-size photographs, income proof (salary slips / ITR), and bank statements. For NRIs, you'll also need your passport, OCI/PIO card, and NRE/NRO account details. Crystal Estates provides a complete document checklist specific to your property type.

Question 8

How long does the registration process take?

Accepted Answer

Once all documents are in order and payments are completed, the sub-registrar registration process typically takes 1-2 days. The overall process from booking to registration usually takes 15-30 days depending on loan approvals and document preparation. Crystal Estates manages the entire timeline to ensure a smooth experience.

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